#archiveteam-ot 2019-12-20,Fri

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06:40 🔗 ivan https://www.bestbuy.com/site/wd-easystore-14tb-external-usb-3-0-hard-drive-black/6390390.p
06:48 🔗 Raccoon not bad. $14.29 per TB. I went and bought 2 of those 5TBs at $18 per TB.
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07:46 🔗 ranma SketchCow, any decent internet-sourced suggestions for dealing with debt?
07:46 🔗 ranma having some issues with collection agencies that are causing me a bit of grief and stress...
07:47 🔗 ranma debating bankruptcy
07:48 🔗 ranma not sure how much to trust bankruptcy lawyers as to their monetary interest in their advice
07:49 🔗 ranma didn't think much about your mention of dealing with debt from your podcast until it became a notable issue for me this month
08:06 🔗 Raccoon collection agencies can't do anything to you, just put your phone on silent until you get some money together.
08:11 🔗 markedL nolo.com has good books on consumer / personal bankruptcy
08:15 🔗 markedL but yeah collection agencies run on the principle of annoyance, bark but no bite. the time to start worrying is collection lawsuits
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08:55 🔗 kode54 Raccoon: one of the collection agencies that's after me is known for occasionally taking people to small claims court
08:55 🔗 kode54 also, unlike all the others, this one actually finally decided to report my debt to Experian, even though I haven't had contact with them
08:56 🔗 kode54 well, other than the person who cold called me asking me to give them my social security number and bank account number and routing number right away
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09:21 🔗 ranma yeah, i have collection lawsuits, markedL
09:22 🔗 ranma credit card debt
09:22 🔗 ranma lost a job 2 years ago and was out of work for a while
09:23 🔗 ranma and am out of work again for a while
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18:18 🔗 SketchCow Goodness
18:18 🔗 SketchCow Am I that good an advisor? i'm a mess
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18:39 🔗 markedL anyone pondering a chapter 7, feel free to PM me for perspectives
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19:06 🔗 yano hah, python2 bug, https://0bin.net/paste/8LKVvOOm3xhsgd2w#LK6044cn11RApBK8FHqCy7Rk75MXLOBv31-YHL1/v32
19:21 🔗 ivan wow, what the hell
19:27 🔗 ivan in Lib/string.py they're
19:27 🔗 ivan lowercase = 'abcdefghijklmnopqrstuvwxyz'
19:27 🔗 ivan uppercase = 'ABCDEFGHIJKLMNOPQRSTUVWXYZ'
19:27 🔗 ivan letters = lowercase + uppercase
19:29 🔗 ivan you can help() anything to get it mutated to uppercase + lowercase
19:30 🔗 ivan The case conversion functions in the :mod:`string` module are affected by the locale settings. When a call to the :func:`setlocale` function changes the :const:`LC_CTYPE` settings, the variables ``string.lowercase``, ``string.uppercase`` and ``string.letters`` are recalculated. Note that code that uses these variable through ':keyword:`from` ... :keyword:`import` ...', e.g. ``from string import letters``, is not affected
19:30 🔗 ivan by subsequent :func:`setlocale` calls.
19:32 🔗 ivan https://gist.github.com/ivan/79005e13eddb69112a6d577837719f4b
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19:48 🔗 yano fascinating
19:52 🔗 Terbium ranma: i had to spend 2 weeks writing a 40-page guide to bankruptcy, i can send you a copy of it if you want
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20:13 🔗 ranma yes please, Terbium
20:20 🔗 Terbium ranma: it focuses on New York City but might provide some useful info https://send.firefox.com/download/9e8f9a8e37fc6bb3/#M0rT7VEUlSztjg_-AftPzQ
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20:27 🔗 ranma thanks!
20:29 🔗 ranma i'll take all the information i can get. feels like things are incomplete out of variance between states or greed or ??
20:30 🔗 ranma and too many questions and seo
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20:44 🔗 Terbium Yeah bankruptcy is a complicated mess
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